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True Merchant Services
Level II / III Transparent Payment Processing for Manufacturers & Government Suppliers

Ask about our Gift & Customer Engagement Loyalty.
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Level II / III Transparent Payment Processing for Manufacturers & Government Suppliers

We provide you the actual true Interchange rates that aren't already padded with profit and show you how to qualify for the lowest rates. I hear people ask me everyday "What's your rate?" When a business ask this, I know no one has ever told them that, there's NOT just ONE rate.
If that was the case then a flat one rate of 2.95% is high for a Visa credit card that has an Interchange rate of 1.54%.
These Interchange Rates are set by the major card networks like, Visa, MasterCard, Amex, and Discover, not by individual banks or merchants; these networks publish detailed rate sheets that vary by card type (rewards, debit, etc.), merchant industry or MCC (retail, restaurant, manufacturing, construction, wholesale distributors, etc.), transaction method (in-store vs. online).
You can download or view these rates on the "Interchange Rates" tab, if you want a copy, these rates don't change very much, but every April and October new Interchange rates come out and almost every processor uses this opportunity to raise their rates higher than you originally agreed to.
Companies that follow this game plan, will hide their added profits to the back page of one of your merchant statements in tiny font and depend on a $500 cancellation fee to keeping you captive as their client.
We don't believe in these unethical practices that we've seen for the last 20 years consulting clients. Our mission is to identify unnecessary fees and risks for your business and collaborate with you to develop a tailored plan that suits your business needs and expectations.
How it works:
🔍 Simply send us a message or call and we can answer any questions you may have and if you like we can meet in person or by video call.
📊 With a statement review we provide a complimentary, no-obligation analysis showcasing exactly how much potential savings your entitled to based on your MCC business category as well as eliminating or reducing the additional junk fees that appear on merchant processing statements.
Your success is our priority! 💼🚀

We offer an array of evaluation and advisory services across different areas of your business. For those who accept electronic payments, it's crucial to comprehend how digital transactions are securely processed. Having this knowledge is essential for managing your cash flows and reducing risks and costs related to payment processing.
The four major card brands sets specific rate categories for various business classifications, such as B2C, B2B, B2G, and Non-Profit, based on qualification triggers. These categories comprise Level I, Level II, Level III, and Non-Profits.

Accepting certain cards like Corporate, Business, P-Cards, or GSA cards under a level 1 merchant account can result in a high surcharge rate up to 3.25%. We can set up your account correctly under the appropriate Business SIC Code to qualify for lower Interchange rates of level 2 and level 3 interchange by including the necessary data input. This can lead to qualification rates up to 150% lower than level 1 rates.
Some vendors are required to use a system to process these cards. Business owners may be paying 2X higher rates if they are not set up to accept corporate business cards as B2B. We can help you receive discounted rates for selling to other businesses through Level II and Level III Interchange Qualification Rates, avoiding unnecessary costs.
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